MCL - Index of Act 332 of 1965

NOTE: Dates reflect any modification to item, not necessarily a change in law.
Title Subject
Act 332 of 1965 HOME IMPROVEMENT FINANCE ACT (445.1101 - 445.1431)
332-1965-1 PART 1 (445.1101...445.1111)
Section 445.1101 Home improvement finance act; short title.
Section 445.1102 Definitions.
Section 445.1111 Effect of compliance with truth in lending act.
332-1965-2 PART 2 (445.1201...445.1209)
Section 445.1201 Home improvement installment contract; date, form.
Section 445.1202 Home improvement installment contract; contents required.
Section 445.1203 Home improvement installment contract; additional required contents.
Section 445.1204 Home improvement installment contract; delivery of copy to buyer; acknowledgment, form.
Section 445.1204a Home improvement charge agreement generally.
Section 445.1204b Home improvement charge agreement; time price differential; lien on buyer's principal residence prohibited; attorney's fee.
Section 445.1205 Home improvement installment contract; statement as to insurance.
Section 445.1206 Home improvement installment contract and home improvement charge agreement; prohibited provisions.
Section 445.1207 Evidence of obligation; holder subject to claims and defenses of buyer; limitation on buyer's recovery.
Section 445.1208 Repealed. 1972, Act 193, Eff. Jan. 1, 1973.
Section 445.1209 Home improvement installment contract; provisions as to delinquency and collection charges, court costs and attorney fees.
332-1965-3 PART 3 (445.1301...445.1309)
Section 445.1301 Finance charges.
Section 445.1302 Division of transaction prohibited.
Section 445.1303 Payment of contract in full before maturity; refund credit.
Section 445.1304 Scheduled payments; extension of due date; deferral charge.
Section 445.1305 Refinancing payment of unpaid balance; refinance charge, computation; refinancing agreement, consolidation of contracts.
Section 445.1306 Add-on sales; optional contract provisions; finance charges, insurance.
Section 445.1307 Finance charge; computation, maximum sale.
Section 445.1308 Subsequent sale; memorandum, contents.
Section 445.1309 Optional method of computing finance charge.
332-1965-4 PART 4 (445.1401...445.1431)
Section 445.1401 Notice of assignment of contract or agreement.
Section 445.1402 Statement of payments; furnished by holder, fee.
Section 445.1403 Payment in full; acknowledgment, release of collateral.
Section 445.1404 Compensation or reward for procurement of contract or agreement prohibited; giving tangible items for advertising or sales promotion purposes.
Section 445.1405 Criminal violation of act by personnel deemed violation by contractor; exception.
Section 445.1406 Unauthorized charges.
Section 445.1407 Cash loans.
Section 445.1409 Waiver.
Section 445.1410 Effect of act as to prior contracts.
Section 445.1421 Violation of act; misdemeanor, penalty.
Section 445.1422 Violation of act; injunction; violation of injunction, civil penalty.
Section 445.1431 Effective date of act.