HB-5421, As Passed Senate, June 5, 2012

 

 

 

 

 

 

 

 

 

 

SUBSTITUTE FOR

 

HOUSE BILL NO. 5421

 

 

 

 

 

 

 

 

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

(MCL 500.100 to 500.8302) by adding section 3476.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 3476. (1) An expense-incurred hospital, medical, or

 

surgical group or individual policy or certificate delivered,

 

issued for delivery, or renewed in this state and a health

 

maintenance organization group or individual contract shall not

 

require face-to-face contact between a health care professional and

 

a patient for services appropriately provided through telemedicine,

 

as determined by the insurer or health maintenance organization.

 

Telemedicine services shall be provided by a health care

 

professional who is licensed, registered, or otherwise authorized

 

to engage in his or her health care profession in the state where

 

the patient is located. Telemedicine services are subject to all

 

terms and conditions of the policy, certificate, or contract agreed


 

upon between the policy, certificate, or contract holder and the

 

insurer or health maintenance organization, including, but not

 

limited to, required copayments, coinsurances, deductibles, and

 

approved amounts.

 

     (2) As used in this section, "telemedicine" means the use of

 

an electronic media to link patents with health care professionals

 

in different locations. To be considered telemedicine under this

 

section, the health care professional must be able to examine the

 

patient via a real-time, interactive audio or video, or both,

 

telecommunications system and the patient must be able to interact

 

with the off-site health care professional at the time the services

 

are provided.

 

     (3) This section applies to a policy, certificate, or contract

 

issued or renewed on or after January 1, 2013.