SENATE BILL No. 330

 

 

March 1, 2007, Introduced by Senator PATTERSON and referred to the Committee on Health Policy.

 

 

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

(MCL 500.100 to 500.8302) by adding section 3406s.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 3406s. An insurer that delivers, issues for delivery, or

 

renews in this state on or after January 1, 2008 an expense-

 

incurred hospital, medical, or surgical policy or certificate that

 

provides coverage for mental health services and a health

 

maintenance organization that issues or renews a group or

 

individual contract on or after January 1, 2008 that provides

 

coverage for mental health services shall provide for both of the

 

following:

 

     (a) That cost-sharing requirements and benefit or service

 


limitations for outpatient mental health services do not place a

 

greater financial burden on the insured or enrollee and are not

 

more restrictive than those requirements and limitations for

 

outpatient medical services.

 

     (b) That cost-sharing requirements and benefit or service

 

limitations for inpatient hospital mental health services do not

 

place a greater financial burden on the insured or enrollee and are

 

not more restrictive than those requirements and limitations for

 

inpatient hospital medical services.